USOI vs VTI
UBS ETRACS Crude Oil Shares Covered Call ETN compared with Vanguard Morningstar Total Stock Market ETF on yield, payout growth, payment schedule, cost and risk.
USOI
UBS ETRACS Crude Oil Shares Covered Call ETN
TTM yield · Monthly
VTI
Vanguard Morningstar Total Stock Market ETF
TTM yield · Quarterly
Quick take
- USOI yields more today: 63.60% vs 1.11% (forward).
- VTI has grown its payout faster: 6.8%/yr vs -9.9%/yr over the last 5 years.
- USOI pays every month; VTI pays every quarter.
- Over the last year USOI delivered the higher total return: +33.3% vs +19.9% (price change plus payouts).
- VTI is cheaper to own: 0.03% vs 0.85% expense ratio.
- VTI has the steadier distribution: consistency 93/100 vs 36/100.
Generated from the latest data on both pages. Not a recommendation.
Side by side
| Metric | USOI | VTI |
|---|---|---|
| Share price | $46.21 | $377.67 |
| TTM yield | 49.48% | 1.03% |
| Forward yield | 63.60% | 1.11% |
| Annual payout per share | $29.388 | $4.176 |
| Payment frequency | Monthly | Quarterly |
| Next ex-date | Sep 22, 2026 (declared) | Sep 25, 2026 (est.) |
| Expense ratio | 0.85% | 0.03% |
| 1-year payout growth | -24.1% | +5.1% |
| 5-year payout CAGR | -9.9% | +6.8% |
| Consecutive years of increases | 0 years | 1 year |
| Payout consistency (last 12) | 36/100 | 93/100 |
| 1-year total return | +33.3% | +19.9% |
| 1-year price return | -10.8% | +18.7% |
| Size (market cap / AUM) | 307.0M | 2.3T |
| Years paying | 9.3 | 25.2 |
| Sector / category | Commodities Focused | Large Blend |
✓ marks the more favourable figure where one exists (higher yield, growth, streak, consistency, return and size; lower cost, payout ratio and risk).
$10,000 invested today
| USOI | VTI | |
|---|---|---|
| Shares | 216.4 | 26.5 |
| Income per year | $6,360 | $111 |
| Income per month (avg) | $530 | $9 |
At forward yields, before taxes. Model USOI · Model VTI
Next payments
| Ex-date | Pay date | Per share | Status |
|---|---|---|---|
| USOI Sep 22, 2026 | Sep 25, 2026 | $1.7002 | Declared |
| USOI Oct 22, 2026 | Oct 27, 2026 | $2.449 | Est. |
| USOI Nov 21, 2026 | Nov 26, 2026 | $2.449 | Est. |
| VTI Sep 25, 2026 | Oct 9, 2026 | $1.044 | Est. |
| VTI Dec 25, 2026 | Jan 8, 2027 | $1.044 | Est. |
| VTI Mar 26, 2027 | Apr 9, 2027 | $1.044 | Est. |
Annual payouts per share
USOIVTI
Regular payments only; the current year is year to date. Per-share amounts are not directly comparable when share prices differ, so read this chart for growth trends.
FAQ
Which has the higher dividend yield, USOI or VTI?
USOI currently has the higher trailing yield: USOI yields 49.48% and VTI yields 1.03%. Yield changes daily with price, so check the live figures above.
How often do USOI and VTI pay?
USOI pays every month and VTI pays every quarter. USOI's next ex-date is Sep 22, 2026 and VTI's is Sep 25, 2026.
Which has grown its dividend faster, USOI or VTI?
VTI has grown its payout faster: 6.8%/yr vs -9.9%/yr over the last 5 years.
Is USOI or VTI better for income?
It depends on what you are optimising for. USOI and VTI differ in yield, growth, payment schedule and risk profile; the table above puts every metric side by side so you can weigh them for your own goals. This page is data, not advice.