FLUD dividend calculator

Project income and DRIP growth for Franklin Ultra Short Bond ETF, prefilled with its 4.05% forward yield and 0% five-year dividend growth. See the full dividend history →

Final portfolio value
$259,499
after 20 years
Income in year 20
$5,686
$474/month avg
You contributed
$130,000
of your own money
Dividends received
$62,169
total, over 20 years
Yield on cost
4.4%
final year
Growth on top of contributions
$129,499
value minus contributions
$0$0k$3,127$143k$6,254$285kYear 1: $545 incomeYear 2: $807 incomeYear 3: $1,071 incomeYear 4: $1,338 incomeYear 5: $1,606 incomeYear 6: $1,876 incomeYear 7: $2,148 incomeYear 8: $2,421 incomeYear 9: $2,694 incomeYear 10: $2,968 incomeYear 11: $3,242 incomeYear 12: $3,516 incomeYear 13: $3,790 incomeYear 14: $4,064 incomeYear 15: $4,337 incomeYear 16: $4,609 incomeYear 17: $4,881 incomeYear 18: $5,151 incomeYear 19: $5,419 incomeYear 20: $5,686 incomeY1Y3Y5Y7Y9Y11Y13Y15Y17Y19Y20

Annual income (left)Portfolio value (right) ·

How many shares of FLUD for monthly income?

Monthly incomeShares neededCapital at $24.94
$1001,189$29,654
$2502,971$74,097
$5005,941$148,169
$1,00011,882$296,337
$3,00035,644$888,961

At FLUD's forward payout of $1.01 per share per year.

Year-by-year breakdown
YearContributedValueAnnual incomeCumulative dividendsYield on cost
1$16,000$16,950$545$5453.4%
2$22,000$24,374$807$1,3513.7%
3$28,000$32,290$1,071$2,4223.8%
4$34,000$40,715$1,338$3,7603.9%
5$40,000$49,665$1,606$5,3664.0%
6$46,000$59,158$1,876$7,2434.1%
7$52,000$69,212$2,148$9,3914.1%
8$58,000$79,845$2,421$11,8114.2%
9$64,000$91,074$2,694$14,5054.2%
10$70,000$102,918$2,968$17,4734.2%
11$76,000$115,397$3,242$20,7154.3%
12$82,000$128,528$3,516$24,2324.3%
13$88,000$142,332$3,790$28,0224.3%
14$94,000$156,829$4,064$32,0864.3%
15$100,000$172,037$4,337$36,4244.3%
16$106,000$187,979$4,609$41,0334.3%
17$112,000$204,674$4,881$45,9144.4%
18$118,000$222,145$5,151$51,0644.4%
19$124,000$240,412$5,419$56,4834.4%
20$130,000$259,499$5,686$62,1694.4%

Dividend calculator FAQ

What is DRIP?

DRIP stands for dividend reinvestment plan. Instead of taking dividends as cash, each payment automatically buys more shares, so the next payment is larger. Over years this compounding is the main engine of a dividend portfolio.

What is yield on cost?

Yield on cost is the dividends you receive in a year divided by what you originally paid, not the current price. A stock bought at a 3% yield whose dividend has doubled now pays 6% on your original cost.

Is this projection a guarantee?

No. The calculator assumes constant yield, growth and reinvestment and ignores taxes, fees and the chance of a dividend cut. Real results will differ. Treat it as a planning range, not a promise.

Should I use forward or trailing yield?

The per-ticker calculator prefills the forward yield (the indicated annual rate divided by price) because it reflects the current payout. You can override any input.

Projections assume constant yield and growth and ignore taxes, fees and dividend cuts. For education only, not investment advice.