BAC vs JCAP
Bank of America Corporation compared with Jefferson Capital, Inc. on yield, payout growth, payment schedule, cost and risk.
BAC
Bank of America Corporation
TTM yield · Quarterly
JCAP
Jefferson Capital, Inc.
TTM yield · Quarterly
Quick take
- JCAP yields more today: 4.43% vs 2.05% (forward).
- Both pay every quarter.
- BAC has the longer streak of annual increases: 5 years vs 0.
- Over the last year BAC delivered the higher total return: +25.2% vs +20.3% (price change plus payouts).
Generated from the latest data on both pages. Not a recommendation.
Side by side
| Metric | BAC | JCAP |
|---|---|---|
| Share price | $62.39 | $21.67 |
| TTM yield | 1.86% | 4.43% |
| Forward yield | 2.05% | 4.43% |
| Annual payout per share | $1.28 | $0.96 |
| Payment frequency | Quarterly | Quarterly |
| Next ex-date | Dec 4, 2026 (est.) | Nov 23, 2026 (est.) |
| Payout ratio (earnings) | 26% | 14% |
| 1-year payout growth | +9.4% | — |
| 5-year payout CAGR | +9.1% | — |
| Consecutive years of increases | 5 years | 0 years |
| Payout consistency (last 12) | 92/100 | 100/100 |
| 1-year total return | +25.2% | +20.3% |
| 1-year price return | +23.0% | +15.2% |
| Size (market cap / AUM) | 436.3B | 1.2B |
| Years paying | 40.3 | 1.0 |
| Payout risk (heuristic) | Low | Low |
| Sector / category | Financial Services | Financial Services |
✓ marks the more favourable figure where one exists (higher yield, growth, streak, consistency, return and size; lower cost, payout ratio and risk).
$10,000 invested today
| BAC | JCAP | |
|---|---|---|
| Shares | 160.3 | 461.5 |
| Income per year | $205 | $443 |
| Income per month (avg) | $17 | $37 |
At forward yields, before taxes. Model BAC · Model JCAP
Next payments
| Ex-date | Pay date | Per share | Status |
|---|---|---|---|
| BAC Dec 4, 2026 | Dec 18, 2026 | $0.32 | Est. |
| BAC Mar 5, 2027 | Mar 19, 2027 | $0.32 | Est. |
| BAC Jun 4, 2027 | Jun 18, 2027 | $0.32 | Est. |
| JCAP Nov 23, 2026 | Dec 2, 2026 | $0.24 | Est. |
| JCAP Feb 22, 2027 | Mar 3, 2027 | $0.24 | Est. |
| JCAP May 24, 2027 | Jun 2, 2027 | $0.24 | Est. |
Annual payouts per share
BACJCAP
Regular payments only; the current year is year to date. Per-share amounts are not directly comparable when share prices differ, so read this chart for growth trends.
FAQ
Which has the higher dividend yield, BAC or JCAP?
JCAP currently has the higher trailing yield: BAC yields 1.86% and JCAP yields 4.43%. Yield changes daily with price, so check the live figures above.
How often do BAC and JCAP pay?
BAC pays every quarter and JCAP pays every quarter. BAC's next ex-date is Dec 4, 2026 and JCAP's is Nov 23, 2026.
Is BAC or JCAP better for income?
It depends on what you are optimising for. BAC and JCAP differ in yield, growth, payment schedule and risk profile; the table above puts every metric side by side so you can weigh them for your own goals. This page is data, not advice.