BAC vs PSEC
Bank of America Corporation compared with Prospect Capital Corporation on yield, payout growth, payment schedule, cost and risk.
BAC
Bank of America Corporation
TTM yield · Quarterly
PSEC
Prospect Capital Corporation
TTM yield · Monthly
Quick take
- PSEC yields more today: 22.83% vs 2.05% (forward).
- BAC has grown its payout faster: 9.1%/yr vs -8.5%/yr over the last 5 years.
- BAC pays every quarter; PSEC pays every month.
- BAC has the longer streak of annual increases: 5 years vs 0.
- Over the last year BAC delivered the higher total return: +25.2% vs -9.7% (price change plus payouts).
- BAC raises fewer payout-risk flags on our heuristic (low vs elevated).
Generated from the latest data on both pages. Not a recommendation.
Side by side
| Metric | BAC | PSEC |
|---|---|---|
| Share price | $62.39 | $2.19 |
| TTM yield | 1.86% | 22.83% |
| Forward yield | 2.05% | 22.83% |
| Annual payout per share | $1.28 | $0.50 |
| Payment frequency | Quarterly | Monthly |
| Next ex-date | Dec 4, 2026 (est.) | Sep 28, 2026 (declared) |
| Payout ratio (earnings) | 26% | 867% |
| 1-year payout growth | +9.4% | -12.3% |
| 5-year payout CAGR | +9.1% | -8.5% |
| Consecutive years of increases | 5 years | 0 years |
| Payout consistency (last 12) | 92/100 | 89/100 |
| 1-year total return | +25.2% | -9.7% |
| 1-year price return | +23.0% | -26.5% |
| Size (market cap / AUM) | 436.3B | 1.1B |
| Years paying | 40.3 | 21.7 |
| Payout risk (heuristic) | Low | Elevated |
| Sector / category | Financial Services | Financial Services |
✓ marks the more favourable figure where one exists (higher yield, growth, streak, consistency, return and size; lower cost, payout ratio and risk).
$10,000 invested today
| BAC | PSEC | |
|---|---|---|
| Shares | 160.3 | 4,566.2 |
| Income per year | $205 | $2,283 |
| Income per month (avg) | $17 | $190 |
At forward yields, before taxes. Model BAC · Model PSEC
Next payments
| Ex-date | Pay date | Per share | Status |
|---|---|---|---|
| BAC Dec 4, 2026 | Dec 18, 2026 | $0.32 | Est. |
| BAC Mar 5, 2027 | Mar 19, 2027 | $0.32 | Est. |
| BAC Jun 4, 2027 | Jun 18, 2027 | $0.32 | Est. |
| PSEC Sep 28, 2026 | Nov 18, 2026 | $0.035 | Declared |
| PSEC Oct 28, 2026 | Nov 19, 2026 | $0.0417 | Est. |
| PSEC Nov 27, 2026 | Dec 19, 2026 | $0.0417 | Est. |
Annual payouts per share
BACPSEC
Regular payments only; the current year is year to date. Per-share amounts are not directly comparable when share prices differ, so read this chart for growth trends.
FAQ
Which has the higher dividend yield, BAC or PSEC?
PSEC currently has the higher trailing yield: BAC yields 1.86% and PSEC yields 22.83%. Yield changes daily with price, so check the live figures above.
How often do BAC and PSEC pay?
BAC pays every quarter and PSEC pays every month. BAC's next ex-date is Dec 4, 2026 and PSEC's is Sep 28, 2026.
Which has grown its dividend faster, BAC or PSEC?
BAC has grown its payout faster: 9.1%/yr vs -8.5%/yr over the last 5 years.
Is BAC or PSEC better for income?
It depends on what you are optimising for. BAC and PSEC differ in yield, growth, payment schedule and risk profile; the table above puts every metric side by side so you can weigh them for your own goals. This page is data, not advice.