BIL vs VGUS
State Street SPDR Bloomberg 1-3 Month T-Bill ETF compared with Vanguard Ultra-Short Treasury ETF on yield, payout growth, payment schedule, cost and risk.
BIL
State Street SPDR Bloomberg 1-3 Month T-Bill ETF
TTM yield · Monthly
VGUS
Vanguard Ultra-Short Treasury ETF
TTM yield · Monthly
Quick take
- BIL yields more today: 3.72% vs 3.58% (forward).
- Both pay every month.
- Over the last year VGUS delivered the higher total return: +3.4% vs +3.4% (price change plus payouts).
- VGUS is cheaper to own: 0.07% vs 0.14% expense ratio.
Generated from the latest data on both pages. Not a recommendation.
Side by side
| Metric | BIL | VGUS |
|---|---|---|
| Share price | $91.46 | $75.50 |
| TTM yield | 3.72% | 3.58% |
| Forward yield | 3.72% | 3.58% |
| Annual payout per share | $3.401 | $2.706 |
| Payment frequency | Monthly | Monthly |
| Next ex-date | Oct 1, 2026 (est.) | Oct 1, 2026 (est.) |
| Expense ratio | 0.14% | 0.07% |
| 1-year payout growth | — | — |
| 5-year payout CAGR | — | — |
| Consecutive years of increases | — | — |
| Payout consistency (last 12) | 90/100 | 94/100 |
| 1-year total return | +3.4% | +3.4% |
| 1-year price return | -0.3% | -0.2% |
| Size (market cap / AUM) | 46.8B | 1.1B |
| Years paying | 19.2 | 1.4 |
| Sector / category | Ultrashort Bond | Ultrashort Bond |
✓ marks the more favourable figure where one exists (higher yield, growth, streak, consistency, return and size; lower cost, payout ratio and risk).
$10,000 invested today
| BIL | VGUS | |
|---|---|---|
| Shares | 109.3 | 132.4 |
| Income per year | $372 | $358 |
| Income per month (avg) | $31 | $30 |
At forward yields, before taxes. Model BIL · Model VGUS
Next payments
| Ex-date | Pay date | Per share | Status |
|---|---|---|---|
| BIL Oct 1, 2026 | Oct 15, 2026 | $0.2834 | Est. |
| BIL Oct 31, 2026 | Nov 14, 2026 | $0.2834 | Est. |
| BIL Nov 30, 2026 | Dec 14, 2026 | $0.2834 | Est. |
| VGUS Oct 1, 2026 | Oct 3, 2026 | $0.2255 | Est. |
| VGUS Oct 31, 2026 | Nov 2, 2026 | $0.2255 | Est. |
| VGUS Nov 30, 2026 | Dec 2, 2026 | $0.2255 | Est. |
Annual payouts per share
BILVGUS
Regular payments only; the current year is year to date. Per-share amounts are not directly comparable when share prices differ, so read this chart for growth trends.
FAQ
Which has the higher dividend yield, BIL or VGUS?
BIL currently has the higher trailing yield: BIL yields 3.72% and VGUS yields 3.58%. Yield changes daily with price, so check the live figures above.
How often do BIL and VGUS pay?
BIL pays every month and VGUS pays every month. BIL's next ex-date is Oct 1, 2026 and VGUS's is Oct 1, 2026.
Is BIL or VGUS better for income?
It depends on what you are optimising for. BIL and VGUS differ in yield, growth, payment schedule and risk profile; the table above puts every metric side by side so you can weigh them for your own goals. This page is data, not advice.