FNCL vs XLF
Fidelity MSCI Financials Index ETF compared with State Street Financial Select Sector SPDR ETF on yield, payout growth, payment schedule, cost and risk.
FNCL
Fidelity MSCI Financials Index ETF
TTM yield · Quarterly
XLF
State Street Financial Select Sector SPDR ETF
TTM yield · Quarterly
Quick take
- FNCL yields more today: 1.48% vs 1.31% (forward).
- FNCL has grown its payout faster: 7.3%/yr vs 6.9%/yr over the last 5 years.
- Both pay every quarter.
- Over the last year FNCL delivered the higher total return: +9.4% vs +7.6% (price change plus payouts).
- XLF is cheaper to own: 0.08% vs 0.08% expense ratio.
Generated from the latest data on both pages. Not a recommendation.
Side by side
| Metric | FNCL | XLF |
|---|---|---|
| Share price | $82.74 | $57.30 |
| TTM yield | 1.52% | 1.41% |
| Forward yield | 1.48% | 1.31% |
| Annual payout per share | $1.228 | $0.748 |
| Payment frequency | Quarterly | Quarterly |
| Next ex-date | Sep 17, 2026 (est.) | Sep 21, 2026 (est.) |
| Expense ratio | 0.08% | 0.08% |
| 1-year payout growth | +13.6% | +11.8% |
| 5-year payout CAGR | +7.3% | +6.9% |
| Consecutive years of increases | 0 years | 0 years |
| Payout consistency (last 12) | 85/100 | 86/100 |
| 1-year total return | +9.4% | +7.6% |
| 1-year price return | +7.7% | +6.1% |
| Size (market cap / AUM) | 2.4B | 54.6B |
| Years paying | 12.7 | 27.5 |
| Sector / category | Financial | Financial |
✓ marks the more favourable figure where one exists (higher yield, growth, streak, consistency, return and size; lower cost, payout ratio and risk).
$10,000 invested today
| FNCL | XLF | |
|---|---|---|
| Shares | 120.9 | 174.5 |
| Income per year | $148 | $131 |
| Income per month (avg) | $12 | $11 |
At forward yields, before taxes. Model FNCL · Model XLF
Next payments
| Ex-date | Pay date | Per share | Status |
|---|---|---|---|
| FNCL Sep 17, 2026 | Oct 1, 2026 | $0.307 | Est. |
| FNCL Dec 17, 2026 | Dec 31, 2026 | $0.307 | Est. |
| FNCL Mar 18, 2027 | Apr 1, 2027 | $0.307 | Est. |
| XLF Sep 21, 2026 | Oct 5, 2026 | $0.187 | Est. |
| XLF Dec 21, 2026 | Jan 4, 2027 | $0.187 | Est. |
| XLF Mar 22, 2027 | Apr 5, 2027 | $0.187 | Est. |
Annual payouts per share
FNCLXLF
Regular payments only; the current year is year to date. Per-share amounts are not directly comparable when share prices differ, so read this chart for growth trends.
FAQ
Which has the higher dividend yield, FNCL or XLF?
FNCL currently has the higher trailing yield: FNCL yields 1.52% and XLF yields 1.41%. Yield changes daily with price, so check the live figures above.
How often do FNCL and XLF pay?
FNCL pays every quarter and XLF pays every quarter. FNCL's next ex-date is Sep 17, 2026 and XLF's is Sep 21, 2026.
Which has grown its dividend faster, FNCL or XLF?
FNCL has grown its payout faster: 7.3%/yr vs 6.9%/yr over the last 5 years.
Is FNCL or XLF better for income?
It depends on what you are optimising for. FNCL and XLF differ in yield, growth, payment schedule and risk profile; the table above puts every metric side by side so you can weigh them for your own goals. This page is data, not advice.