IAT vs XLF
iShares U.S. Regional Banks ETF compared with State Street Financial Select Sector SPDR ETF on yield, payout growth, payment schedule, cost and risk.
IAT
iShares U.S. Regional Banks ETF
TTM yield · Quarterly
XLF
State Street Financial Select Sector SPDR ETF
TTM yield · Quarterly
Quick take
- IAT yields more today: 2.83% vs 1.41% (forward).
- IAT has grown its payout faster: 7.4%/yr vs 6.5%/yr over the last 5 years.
- Both pay every quarter.
- Over the last year IAT delivered the higher total return: +16.6% vs +5.3% (price change plus payouts).
- XLF is cheaper to own: 0.08% vs 0.37% expense ratio.
Generated from the latest data on both pages. Not a recommendation.
Side by side
| Metric | IAT | XLF |
|---|---|---|
| Share price | $59.60 | $55.90 |
| TTM yield | 2.75% | 1.48% |
| Forward yield | 2.83% | 1.41% |
| Annual payout per share | $1.684 | $0.788 |
| Payment frequency | Quarterly | Quarterly |
| Next ex-date | Dec 15, 2026 (est.) | Dec 21, 2026 (est.) |
| Expense ratio | 0.37% | 0.08% |
| 1-year payout growth | +13.6% | +12.4% |
| 5-year payout CAGR | +7.4% | +6.5% |
| Consecutive years of increases | 1 year | 0 years |
| Payout consistency (last 12) | 77/100 | 87/100 |
| 1-year total return | +16.6% | +5.3% |
| 1-year price return | +13.5% | +3.8% |
| Size (market cap / AUM) | 609.3M | 51.0B |
| Years paying | 20.3 | 27.6 |
| Sector / category | Financial | Financial |
✓ marks the more favourable figure where one exists (higher yield, growth, streak, consistency, return and size; lower cost, payout ratio and risk).
$10,000 invested today
| IAT | XLF | |
|---|---|---|
| Shares | 167.8 | 178.9 |
| Income per year | $283 | $141 |
| Income per month (avg) | $24 | $12 |
Next payments
| Ex-date | Pay date | Per share | Status |
|---|---|---|---|
| IAT Dec 15, 2026 | Dec 29, 2026 | $0.421 | Est. |
| IAT Mar 16, 2027 | Mar 30, 2027 | $0.421 | Est. |
| IAT Jun 15, 2027 | Jun 29, 2027 | $0.421 | Est. |
| XLF Dec 21, 2026 | Jan 4, 2027 | $0.197 | Est. |
| XLF Mar 22, 2027 | Apr 5, 2027 | $0.197 | Est. |
| XLF Jun 21, 2027 | Jul 5, 2027 | $0.197 | Est. |
Annual payouts per share
IATXLF
Regular payments only; the current year is year to date. Per-share amounts are not directly comparable when share prices differ, so read this chart for growth trends.
FAQ
Which has the higher dividend yield, IAT or XLF?
IAT currently has the higher trailing yield: IAT yields 2.75% and XLF yields 1.48%. Yield changes daily with price, so check the live figures above.
How often do IAT and XLF pay?
IAT pays every quarter and XLF pays every quarter. IAT's next ex-date is Dec 15, 2026 and XLF's is Dec 21, 2026.
Which has grown its dividend faster, IAT or XLF?
IAT has grown its payout faster: 7.4%/yr vs 6.5%/yr over the last 5 years.
Is IAT or XLF better for income?
It depends on what you are optimising for. IAT and XLF differ in yield, growth, payment schedule and risk profile; the table above puts every metric side by side so you can weigh them for your own goals. This page is data, not advice.