INCM vs VTI
Franklin Income Focus ETF compared with Vanguard Morningstar Total Stock Market ETF on yield, payout growth, payment schedule, cost and risk.
INCM
Franklin Income Focus ETF
TTM yield · Monthly
VTI
Vanguard Morningstar Total Stock Market ETF
TTM yield · Quarterly
Quick take
- INCM yields more today: 5.24% vs 1.03% (forward).
- INCM has grown its payout faster: 12.1%/yr vs 5.4%/yr over the last 1 year.
- INCM pays every month; VTI pays every quarter.
- Over the last year VTI delivered the higher total return: +14.9% vs +10.8% (price change plus payouts).
- VTI is cheaper to own: 0.03% vs 0.38% expense ratio.
Generated from the latest data on both pages. Not a recommendation.
Side by side
| Metric | INCM | VTI |
|---|---|---|
| Share price | $29.20 | $373.01 |
| TTM yield | 5.24% | 1.06% |
| Forward yield | 5.24% | 1.03% |
| Annual payout per share | $1.531 | $3.824 |
| Payment frequency | Monthly | Quarterly |
| Next ex-date | Oct 30, 2026 (est.) | Dec 29, 2026 (est.) |
| Expense ratio | 0.38% | 0.03% |
| 1-year payout growth | +12.1% | +5.4% |
| 5-year payout CAGR | — | +6.7% |
| Consecutive years of increases | 2 years | 1 year |
| Payout consistency (last 12) | 94/100 | 95/100 |
| 1-year total return | +10.8% | +14.9% |
| 1-year price return | +5.3% | +13.7% |
| Size (market cap / AUM) | 1.9B | 2.3T |
| Years paying | 3.3 | 25.3 |
| Sector / category | Moderately Conservative Allocation | Large Blend |
✓ marks the more favourable figure where one exists (higher yield, growth, streak, consistency, return and size; lower cost, payout ratio and risk).
$10,000 invested today
| INCM | VTI | |
|---|---|---|
| Shares | 342.5 | 26.8 |
| Income per year | $524 | $103 |
| Income per month (avg) | $44 | $9 |
At forward yields, before taxes. Model INCM · Model VTI
Next payments
| Ex-date | Pay date | Per share | Status |
|---|---|---|---|
| INCM Oct 30, 2026 | Nov 13, 2026 | $0.1276 | Est. |
| INCM Nov 29, 2026 | Dec 13, 2026 | $0.1276 | Est. |
| INCM Dec 29, 2026 | Jan 12, 2027 | $0.1276 | Est. |
| VTI Dec 29, 2026 | Jan 12, 2027 | $0.956 | Est. |
| VTI Mar 31, 2027 | Apr 14, 2027 | $0.956 | Est. |
| VTI Jul 1, 2027 | Jul 15, 2027 | $0.956 | Est. |
Annual payouts per share
INCMVTI
Regular payments only; the current year is year to date. Per-share amounts are not directly comparable when share prices differ, so read this chart for growth trends.
FAQ
Which has the higher dividend yield, INCM or VTI?
INCM currently has the higher trailing yield: INCM yields 5.24% and VTI yields 1.06%. Yield changes daily with price, so check the live figures above.
How often do INCM and VTI pay?
INCM pays every month and VTI pays every quarter. INCM's next ex-date is Oct 30, 2026 and VTI's is Dec 29, 2026.
Which has grown its dividend faster, INCM or VTI?
INCM has grown its payout faster: 12.1%/yr vs 5.4%/yr over the last 1 year.
Is INCM or VTI better for income?
It depends on what you are optimising for. INCM and VTI differ in yield, growth, payment schedule and risk profile; the table above puts every metric side by side so you can weigh them for your own goals. This page is data, not advice.