MDIV vs VTI
Multi-Asset Diversified Income Index Fund compared with Vanguard Morningstar Total Stock Market ETF on yield, payout growth, payment schedule, cost and risk.
MDIV
Multi-Asset Diversified Income Index Fund
TTM yield · Monthly
VTI
Vanguard Morningstar Total Stock Market ETF
TTM yield · Quarterly
Quick take
- MDIV yields more today: 7.19% vs 1.03% (forward).
- VTI has grown its payout faster: 6.7%/yr vs 5.6%/yr over the last 5 years.
- MDIV pays every month; VTI pays every quarter.
- Over the last year VTI delivered the higher total return: +14.9% vs +7.0% (price change plus payouts).
- VTI is cheaper to own: 0.03% vs 0.71% expense ratio.
- VTI has the steadier distribution: consistency 95/100 vs 66/100.
Generated from the latest data on both pages. Not a recommendation.
Side by side
| Metric | MDIV | VTI |
|---|---|---|
| Share price | $16.07 | $373.01 |
| TTM yield | 6.75% | 1.06% |
| Forward yield | 7.19% | 1.03% |
| Annual payout per share | $1.155 | $3.824 |
| Payment frequency | Monthly | Quarterly |
| Next ex-date | Oct 24, 2026 (est.) | Dec 29, 2026 (est.) |
| Expense ratio | 0.71% | 0.03% |
| 1-year payout growth | -0.7% | +5.4% |
| 5-year payout CAGR | +5.6% | +6.7% |
| Consecutive years of increases | 0 years | 1 year |
| Payout consistency (last 12) | 66/100 | 95/100 |
| 1-year total return | +7.0% | +14.9% |
| 1-year price return | +0.2% | +13.7% |
| Size (market cap / AUM) | 407.1M | 2.3T |
| Years paying | 14.1 | 25.3 |
| Sector / category | Aggressive Allocation | Large Blend |
✓ marks the more favourable figure where one exists (higher yield, growth, streak, consistency, return and size; lower cost, payout ratio and risk).
$10,000 invested today
| MDIV | VTI | |
|---|---|---|
| Shares | 622.3 | 26.8 |
| Income per year | $719 | $103 |
| Income per month (avg) | $60 | $9 |
At forward yields, before taxes. Model MDIV · Model VTI
Next payments
| Ex-date | Pay date | Per share | Status |
|---|---|---|---|
| MDIV Nov 23, 2026 | Dec 1, 2026 | $0.0963 | Est. |
| MDIV Dec 23, 2026 | Dec 31, 2026 | $0.0963 | Est. |
| MDIV Jan 22, 2027 | Jan 30, 2027 | $0.0963 | Est. |
| VTI Dec 29, 2026 | Jan 12, 2027 | $0.956 | Est. |
| VTI Mar 31, 2027 | Apr 14, 2027 | $0.956 | Est. |
| VTI Jul 1, 2027 | Jul 15, 2027 | $0.956 | Est. |
Annual payouts per share
MDIVVTI
Regular payments only; the current year is year to date. Per-share amounts are not directly comparable when share prices differ, so read this chart for growth trends.
FAQ
Which has the higher dividend yield, MDIV or VTI?
MDIV currently has the higher trailing yield: MDIV yields 6.75% and VTI yields 1.06%. Yield changes daily with price, so check the live figures above.
How often do MDIV and VTI pay?
MDIV pays every month and VTI pays every quarter. MDIV's next ex-date is Oct 24, 2026 and VTI's is Dec 29, 2026.
Which has grown its dividend faster, MDIV or VTI?
VTI has grown its payout faster: 6.7%/yr vs 5.6%/yr over the last 5 years.
Is MDIV or VTI better for income?
It depends on what you are optimising for. MDIV and VTI differ in yield, growth, payment schedule and risk profile; the table above puts every metric side by side so you can weigh them for your own goals. This page is data, not advice.