SPYI vs XLUI
Neos S&P 500(R) High Income ETF compared with State Street Utilities Select Sector SPDR Premium Income ETF on yield, payout growth, payment schedule, cost and risk.
SPYI
Neos S&P 500(R) High Income ETF
TTM yield · Monthly
XLUI
State Street Utilities Select Sector SPDR Premium Income ETF
TTM yield · Monthly
Quick take
- XLUI yields more today: 17.00% vs 12.01% (forward).
- Both pay every month.
- Over the last year SPYI delivered the higher total return: +12.7% vs +0.9% (price change plus payouts).
- XLUI is cheaper to own: 0.35% vs 0.68% expense ratio.
- SPYI has the steadier distribution: consistency 98/100 vs 57/100.
Generated from the latest data on both pages. Not a recommendation.
Side by side
| Metric | SPYI | XLUI |
|---|---|---|
| Share price | $52.64 | $22.45 |
| TTM yield | 12.01% | 15.66% |
| Forward yield | 12.01% | 17.00% |
| Annual payout per share | $6.323 | $3.816 |
| Payment frequency | Monthly | Monthly |
| Next ex-date | Nov 18, 2026 (est.) | Oct 31, 2026 (est.) |
| Expense ratio | 0.68% | 0.35% |
| 1-year payout growth | +3.1% | — |
| 5-year payout CAGR | — | — |
| Consecutive years of increases | 3 years | 0 years |
| Payout consistency (last 12) | 98/100 | 57/100 |
| 1-year total return | +12.7% | +0.9% |
| 1-year price return | +0.7% | -12.8% |
| Size (market cap / AUM) | 12.2B | 54.9M |
| Years paying | 4.1 | 1.1 |
| Sector / category | Derivative Income | Derivative Income |
✓ marks the more favourable figure where one exists (higher yield, growth, streak, consistency, return and size; lower cost, payout ratio and risk).
$10,000 invested today
| SPYI | XLUI | |
|---|---|---|
| Shares | 190.0 | 445.4 |
| Income per year | $1,201 | $1,700 |
| Income per month (avg) | $100 | $142 |
At forward yields, before taxes. Model SPYI · Model XLUI
Next payments
| Ex-date | Pay date | Per share | Status |
|---|---|---|---|
| SPYI Nov 18, 2026 | Dec 2, 2026 | $0.5269 | Est. |
| SPYI Dec 16, 2026 | Dec 30, 2026 | $0.5269 | Est. |
| SPYI Jan 13, 2027 | Jan 27, 2027 | $0.5269 | Est. |
| XLUI Oct 31, 2026 | Nov 14, 2026 | $0.318 | Est. |
| XLUI Nov 30, 2026 | Dec 14, 2026 | $0.318 | Est. |
| XLUI Dec 30, 2026 | Jan 13, 2027 | $0.318 | Est. |
Annual payouts per share
SPYIXLUI
Regular payments only; the current year is year to date. Per-share amounts are not directly comparable when share prices differ, so read this chart for growth trends.
FAQ
Which has the higher dividend yield, SPYI or XLUI?
XLUI currently has the higher trailing yield: SPYI yields 12.01% and XLUI yields 15.66%. Yield changes daily with price, so check the live figures above.
How often do SPYI and XLUI pay?
SPYI pays every month and XLUI pays every month. SPYI's next ex-date is Nov 18, 2026 and XLUI's is Oct 31, 2026.
Is SPYI or XLUI better for income?
It depends on what you are optimising for. SPYI and XLUI differ in yield, growth, payment schedule and risk profile; the table above puts every metric side by side so you can weigh them for your own goals. This page is data, not advice.