TLT vs USIN
iShares 20+ Year Treasury Bond ETF compared with Wisdomtree 7-10 Year Laddered Treasury Fund ETF on yield, payout growth, payment schedule, cost and risk.
TLT
iShares 20+ Year Treasury Bond ETF
TTM yield · Monthly
USIN
Wisdomtree 7-10 Year Laddered Treasury Fund ETF
TTM yield · Monthly
Quick take
- TLT yields more today: 4.73% vs 4.13% (forward).
- Both pay every month.
- Over the last year USIN delivered the higher total return: -0.0% vs -0.6% (price change plus payouts).
Generated from the latest data on both pages. Not a recommendation.
Side by side
| Metric | TLT | USIN |
|---|---|---|
| Share price | $82.20 | $48.49 |
| TTM yield | 4.73% | 4.13% |
| Forward yield | 4.73% | 4.13% |
| Annual payout per share | $3.89 | $2.003 |
| Payment frequency | Monthly | Monthly |
| Next ex-date | Oct 1, 2026 (est.) | Sep 25, 2026 (est.) |
| Expense ratio | 0.15% | 0.15% |
| 1-year payout growth | — | — |
| 5-year payout CAGR | — | — |
| Consecutive years of increases | — | — |
| Payout consistency (last 12) | 96/100 | 95/100 |
| 1-year total return | -0.6% | -0.0% |
| 1-year price return | -5.1% | -4.0% |
| Size (market cap / AUM) | 47.0B | 4.4M |
| Years paying | 24.0 | 2.4 |
| Sector / category | Long Government | Long Government |
✓ marks the more favourable figure where one exists (higher yield, growth, streak, consistency, return and size; lower cost, payout ratio and risk).
$10,000 invested today
| TLT | USIN | |
|---|---|---|
| Shares | 121.7 | 206.2 |
| Income per year | $473 | $413 |
| Income per month (avg) | $39 | $34 |
At forward yields, before taxes. Model TLT · Model USIN
Next payments
| Ex-date | Pay date | Per share | Status |
|---|---|---|---|
| TLT Oct 1, 2026 | Oct 4, 2026 | $0.3242 | Est. |
| TLT Oct 31, 2026 | Nov 3, 2026 | $0.3242 | Est. |
| TLT Nov 30, 2026 | Dec 3, 2026 | $0.3242 | Est. |
| USIN Sep 25, 2026 | Sep 27, 2026 | $0.1669 | Est. |
| USIN Oct 25, 2026 | Oct 27, 2026 | $0.1669 | Est. |
| USIN Nov 24, 2026 | Nov 26, 2026 | $0.1669 | Est. |
Annual payouts per share
TLTUSIN
Regular payments only; the current year is year to date. Per-share amounts are not directly comparable when share prices differ, so read this chart for growth trends.
FAQ
Which has the higher dividend yield, TLT or USIN?
TLT currently has the higher trailing yield: TLT yields 4.73% and USIN yields 4.13%. Yield changes daily with price, so check the live figures above.
How often do TLT and USIN pay?
TLT pays every month and USIN pays every month. TLT's next ex-date is Oct 1, 2026 and USIN's is Sep 25, 2026.
Is TLT or USIN better for income?
It depends on what you are optimising for. TLT and USIN differ in yield, growth, payment schedule and risk profile; the table above puts every metric side by side so you can weigh them for your own goals. This page is data, not advice.