VCR vs XLY
Vanguard Consumer Discretionary Index Fund ETF Shares compared with State Street Consumer Discretionary Select Sector SPDR ETF on yield, payout growth, payment schedule, cost and risk.
VCR
Vanguard Consumer Discretionary Index Fund ETF Shares
TTM yield · Quarterly
XLY
State Street Consumer Discretionary Select Sector SPDR ETF
TTM yield · Quarterly
Quick take
- XLY yields more today: 0.82% vs 0.74% (forward).
- VCR has grown its payout faster: 41.9%/yr vs 10.0%/yr over the last 5 years.
- Both pay every quarter.
- Over the last year VCR delivered the higher total return: +0.3% vs -0.8% (price change plus payouts).
- XLY is cheaper to own: 0.08% vs 0.09% expense ratio.
Generated from the latest data on both pages. Not a recommendation.
Side by side
| Metric | VCR | XLY |
|---|---|---|
| Share price | $384.04 | $113.99 |
| TTM yield | 0.75% | 0.79% |
| Forward yield | 0.74% | 0.82% |
| Annual payout per share | $2.828 | $0.932 |
| Payment frequency | Quarterly | Quarterly |
| Next ex-date | Sep 23, 2026 (est.) | Sep 21, 2026 (est.) |
| Expense ratio | 0.09% | 0.08% |
| 1-year payout growth | -3.2% | -1.2% |
| 5-year payout CAGR | +41.9% | +10.0% |
| Consecutive years of increases | 2 years | 2 years |
| Payout consistency (last 12) | 91/100 | 85/100 |
| 1-year total return | +0.3% | -0.8% |
| 1-year price return | -0.5% | -1.6% |
| Size (market cap / AUM) | 6.6B | 22.7B |
| Years paying | 21.7 | 27.5 |
| Sector / category | Consumer Cyclical | Consumer Cyclical |
✓ marks the more favourable figure where one exists (higher yield, growth, streak, consistency, return and size; lower cost, payout ratio and risk).
$10,000 invested today
| VCR | XLY | |
|---|---|---|
| Shares | 26.0 | 87.7 |
| Income per year | $74 | $82 |
| Income per month (avg) | $6 | $7 |
Next payments
| Ex-date | Pay date | Per share | Status |
|---|---|---|---|
| VCR Sep 23, 2026 | Oct 7, 2026 | $0.707 | Est. |
| VCR Dec 23, 2026 | Jan 6, 2027 | $0.707 | Est. |
| VCR Mar 24, 2027 | Apr 7, 2027 | $0.707 | Est. |
| XLY Sep 21, 2026 | Oct 5, 2026 | $0.233 | Est. |
| XLY Dec 21, 2026 | Jan 4, 2027 | $0.233 | Est. |
| XLY Mar 22, 2027 | Apr 5, 2027 | $0.233 | Est. |
Annual payouts per share
VCRXLY
Regular payments only; the current year is year to date. Per-share amounts are not directly comparable when share prices differ, so read this chart for growth trends.
FAQ
Which has the higher dividend yield, VCR or XLY?
XLY currently has the higher trailing yield: VCR yields 0.75% and XLY yields 0.79%. Yield changes daily with price, so check the live figures above.
How often do VCR and XLY pay?
VCR pays every quarter and XLY pays every quarter. VCR's next ex-date is Sep 23, 2026 and XLY's is Sep 21, 2026.
Which has grown its dividend faster, VCR or XLY?
VCR has grown its payout faster: 41.9%/yr vs 10.0%/yr over the last 5 years.
Is VCR or XLY better for income?
It depends on what you are optimising for. VCR and XLY differ in yield, growth, payment schedule and risk profile; the table above puts every metric side by side so you can weigh them for your own goals. This page is data, not advice.