COFS Dividend History & Yield
ChoiceOne Financial Services, Inc. · NasdaqCM
Upcoming dividend payments
| Ex-date | Pay date | Per share | Per 100 shares | Status |
|---|---|---|---|---|
| Tue, Dec 15, 2026 (in 51 days) | Dec 30, 2026 | $0.29 | $29.00 | Estimated |
| Tue, Mar 16, 2027 (in 142 days) | Mar 31, 2027 | $0.29 | $29.00 | Estimated |
| Tue, Jun 15, 2027 (in 233 days) | Jun 30, 2027 | $0.29 | $29.00 | Estimated |
| Tue, Sep 14, 2027 (in 324 days) | Sep 29, 2027 | $0.29 | $29.00 | Estimated |
Estimated dates and amounts are projected from COFS's recent payment pattern and will be replaced by declared figures when the company announces them. Total over the next 12 months: about $1.16 per share.
Dividend payment history
Last 40 payments per share. RegularSpecial
Annual dividends per share
How much COFS do you need for monthly income?
| Target income | Shares needed | Capital at today's price | Per year |
|---|---|---|---|
| $100 / month | 1,035 | $35,441 | $1,200 |
| $500 / month | 5,173 | $177,207 | $6,000 |
| $1,000 / month | 10,345 | $354,414 | $12,000 |
Based on the forward yield of 3.39%. $10,000 in COFS would currently pay about $339 a year ($28 a month on average). Model reinvestment and growth →
COFS dividend history
| Ex-date | Pay date | Amount | Change |
|---|---|---|---|
| Sep 15, 2026 | Sep 30, 2026 | $0.29 | +0.0% |
| Jun 15, 2026 | Jun 30, 2026 | $0.29 | +0.0% |
| Mar 13, 2026 | Mar 31, 2026 | $0.29 | +0.0% |
| Dec 15, 2025 | Dec 31, 2025 | $0.29 | +3.6% |
| Sep 15, 2025 | Sep 30, 2025 | $0.28 | +0.0% |
| Jun 13, 2025 | Jun 30, 2025 | $0.28 | +0.0% |
| Mar 14, 2025 | Mar 31, 2025 | $0.28 | +0.0% |
| Dec 13, 2024 | Dec 31, 2024 | $0.28 | +3.7% |
| Sep 13, 2024 | Sep 30, 2024 | $0.27 | +0.0% |
| Jun 14, 2024 | Jun 28, 2024 | $0.27 | +0.0% |
| Mar 14, 2024 | Mar 29, 2024 | $0.27 | +0.0% |
| Dec 14, 2023 | Dec 29, 2023 | $0.27 | +3.8% |
| Sep 14, 2023 | Sep 29, 2023 | $0.26 | +0.0% |
| Jun 14, 2023 | Jun 30, 2023 | $0.26 | +0.0% |
| Mar 14, 2023 | Mar 31, 2023 | $0.26 | +0.0% |
| Dec 14, 2022 | Dec 30, 2022 | $0.26 | +4.0% |
| Sep 14, 2022 | Sep 30, 2022 | $0.25 | +0.0% |
| Jun 14, 2022 | Jun 30, 2022 | $0.25 | +0.0% |
| Mar 14, 2022 | Mar 31, 2022 | $0.25 | +0.0% |
| Dec 14, 2021 | Dec 31, 2021 | $0.25 | +0.0% |
| Sep 14, 2021 | Sep 30, 2021 | $0.25 | +13.6% |
| Jun 14, 2021 | Jun 30, 2021 | $0.22 | +0.0% |
| Mar 12, 2021 | Mar 31, 2021 | $0.22 | +0.0% |
| Dec 14, 2020 | Dec 31, 2020 | $0.22 | +10.0% |
COFS dividend increases & cuts
Market-wide changes →| Ex-date | Change | Old | New | Status |
|---|---|---|---|---|
| Dec 15, 2025 | Raised 3.6% | $0.28 | $0.29 | Paid |
Detected from the regular payment stream; supplemental and special dividends are excluded. Pro members get an email the morning a holding raises or cuts.
Payout risk check
COFS scores 0/100 on our yield-trap heuristic (low risk).
No warning flags: the payout ratio, yield level, 5-year cut history and price trend all look ordinary.
This is a rule-based screen computed from public data, not a rating or a recommendation. Read our guide to yield traps for what the signals mean.
About ChoiceOne Financial Services, Inc.
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and real estate loans; credit and other financial services; mortgage banking; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties.
Sector: Financial Services. Industry: Banks - Regional. First dividend on our records: Sep 11, 2003. 93 payments tracked. Data last refreshed Oct 24, 2026. Spotted a mistake? Report it and we'll fix it.
COFS dividend FAQ
When is COFS's next ex-dividend date?
COFS's next ex-dividend date is Dec 15, 2026 (in 51 days, estimated from its quarterly schedule). You must own the shares before that date to receive the payment of about $0.29 per share, expected on Dec 30, 2026.
How often does COFS pay dividends?
COFS pays dividends every quarter, 4 times a year. The most recent payment was $0.29 per share with an ex-date of Sep 15, 2026.
What is COFS's dividend yield?
COFS's trailing 12-month dividend yield is 3.39%, based on $1.16 per share paid over the last year and a share price of $34.26. The forward yield, using the indicated annual rate of $1.16 per share, is 3.39%.
How much does COFS pay per share?
COFS pays about $0.29 per share each quarter, which works out to roughly $1.16 per share a year. 100 shares would collect about $116.00 a year.
Has COFS grown or cut its dividend?
COFS has raised its annual dividend for 9 consecutive years. Over the last 5 years the regular payout has grown at 5.0% a year (+3.6% over the last year). There has been no cut to a regular payment in the last 5 years.
How many shares of COFS do I need to earn $100 a month?
At the current forward yield of 3.39%, you would need about 1,035 shares of COFS (roughly $35,441 invested at today's price) to collect $1,200 a year, or $100 a month on average, before taxes. Payments arrive every quarter, so the monthly figure is an average.
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