CZFS Dividend History & Yield
Citizens Financial Services, Inc. · NasdaqCM
Upcoming dividend payments
| Ex-date | Pay date | Per share | Per 100 shares | Status |
|---|---|---|---|---|
| Fri, Sep 11, 2026 (in 2 days) | Sep 25, 2026 | $0.51 | $51.00 | Declared |
| Fri, Dec 11, 2026 (in 93 days) | Dec 25, 2026 | $0.51 | $51.00 | Estimated |
| Fri, Mar 12, 2027 (in 184 days) | Mar 26, 2027 | $0.51 | $51.00 | Estimated |
| Fri, Jun 11, 2027 (in 275 days) | Jun 25, 2027 | $0.51 | $51.00 | Estimated |
| Fri, Sep 10, 2027 (in 366 days) | Sep 24, 2027 | $0.51 | $51.00 | Estimated |
Estimated dates and amounts are projected from CZFS's recent payment pattern and will be replaced by declared figures when the company announces them. Total over the next 12 months: about $2.55 per share.
Dividend payment history
Last 40 payments per share. RegularSpecial
Annual dividends per share
How much CZFS do you need for monthly income?
| Target income | Shares needed | Capital at today's price | Per year |
|---|---|---|---|
| $100 / month | 589 | $48,388 | $1,200 |
| $500 / month | 2,942 | $241,941 | $6,000 |
| $1,000 / month | 5,883 | $483,882 | $12,000 |
Based on the forward yield of 2.48%. $10,000 in CZFS would currently pay about $248 a year ($21 a month on average). Model reinvestment and growth →
CZFS dividend history
| Ex-date | Pay date | Amount | Change |
|---|---|---|---|
| Jun 12, 2026 | Jun 26, 2026 | $0.51 | +2.0% |
| Mar 13, 2026 | Mar 27, 2026 | $0.50 | +0.0% |
| Dec 12, 2025 | Dec 26, 2025 | $0.50 | +0.0% |
| Sep 12, 2025 | Sep 26, 2025 | $0.50 | +2.0% |
| Jun 13, 2025 | Jun 27, 2025 | $0.49 | -1.0% |
| Mar 14, 2025 | Mar 28, 2025 | $0.495 | +1.0% |
| Dec 13, 2024 | Dec 27, 2024 | $0.49 | +0.0% |
| Sep 13, 2024 | Sep 27, 2024 | $0.49 | +1.0% |
| Jun 14, 2024 | Jun 28, 2024 | $0.485 | -0.0% |
| Mar 14, 2024 | Mar 29, 2024 | $0.4851 | +0.0% |
| Dec 14, 2023 | Dec 29, 2023 | $0.4851 | +0.0% |
| Sep 14, 2023 | Sep 29, 2023 | $0.4851 | +1.0% |
| Jun 8, 2023 | Jun 30, 2023 | $0.4802 | +1.0% |
| Mar 9, 2023 | Mar 31, 2023 | $0.4754 | +1.0% |
| Dec 15, 2022 | Dec 30, 2022 | $0.4705 | +0.0% |
| Sep 15, 2022 | Sep 30, 2022 | $0.4705 | +1.1% |
| Jun 9, 2022 | Jun 24, 2022 | $0.4656 | +1.0% |
| Mar 10, 2022 | — | $0.461 | +1.1% |
| Dec 15, 2021 | — | $0.4562 | +0.0% |
| Sep 15, 2021 | — | $0.4562 | +2.2% |
| Jun 10, 2021 | — | $0.4465 | -1.1% |
| Mar 11, 2021 | — | $0.4513 | +1.1% |
| Dec 14, 2020 | — | $0.4465 | +0.0% |
| Sep 10, 2020 | — | $0.4465 | +1.1% |
| Jun 11, 2020 | — | $0.4416 | -18.0% |
| Mar 12, 2020 | — | $0.5387 | +23.3% |
| Dec 12, 2019 | — | $0.4368 | +0.0% |
| Sep 12, 2019 | — | $0.4368 | +1.1% |
| Jun 13, 2019 | — | $0.4319 | +0.0% |
| Mar 14, 2019 | — | $0.4319 | +1.1% |
| Sep 13, 2018 | — | $0.4271 | +1.1% |
| Jun 14, 2018 | — | $0.4222 | +1.0% |
| Mar 15, 2018 | — | $0.418 | +1.2% |
| Dec 14, 2017 | — | $0.4132 | +0.0% |
| Sep 14, 2017 | — | $0.4132 | +6.2% |
| Jun 14, 2017 | — | $0.3892 | -4.7% |
| Mar 15, 2017 | — | $0.4084 | +1.2% |
| Dec 14, 2016 | — | $0.4036 | +0.0% |
| Sep 14, 2016 | — | $0.4036 | +1.2% |
| Jun 21, 2016 | — | $0.3988 | +0.0% |
| Mar 16, 2016 | — | $0.3988 | +1.2% |
| Dec 16, 2015 | — | $0.394 | -19.6% |
| Sep 16, 2015 | — | $0.4901 | +25.9% |
| Jun 17, 2015 | — | $0.3892 | +0.0% |
| Mar 18, 2015 | — | $0.3892 | +1.3% |
| Dec 11, 2014 | — | $0.3844 | -60.0% |
| Sep 17, 2014 | — | $0.961 | +162.5% |
| Jun 18, 2014 | — | $0.3661 | -0.0% |
| Mar 19, 2014 | — | $0.3663 | +0.0% |
| Dec 17, 2013 | — | $0.3663 | +35.1% |
| Sep 18, 2013 | — | $0.2712 | +5.2% |
| Jun 19, 2013 | — | $0.2578 | -0.2% |
| Mar 20, 2013 | — | $0.2583 | -25.0% |
| Dec 19, 2012 | — | $0.3443 | +24.6% |
| Oct 17, 2012 | — | $0.2764 | +2.7% |
| Jul 18, 2012 | — | $0.2691 | -0.0% |
| Apr 18, 2012 | — | $0.2692 | +1.7% |
| Jan 18, 2012 | — | $0.2647 | +195.0% |
| Nov 16, 2011 | — | $0.0897 | -63.0% |
| Oct 19, 2011 | — | $0.2422 | +3.1% |
| Jul 13, 2011 | — | $0.2351 | -1.1% |
| Apr 13, 2011 | — | $0.2378 | +1.9% |
| Jan 12, 2011 | — | $0.2333 | +246.7% |
| Nov 24, 2010 | — | $0.0673 | -71.2% |
| Oct 13, 2010 | — | $0.2333 | +3.2% |
| Jul 14, 2010 | — | $0.2261 | -1.2% |
| Apr 14, 2010 | — | $0.2288 | +2.0% |
| Jan 13, 2010 | — | $0.2243 | +400.0% |
| Nov 12, 2009 | — | $0.0449 | -80.0% |
| Oct 14, 2009 | — | $0.2243 | +2.9% |
| Jul 15, 2009 | — | $0.218 | +0.2% |
| Apr 15, 2009 | — | $0.2176 | +2.1% |
| Jan 14, 2009 | — | $0.2132 | +380.0% |
| Nov 12, 2008 | — | $0.0444 | -79.2% |
| Oct 15, 2008 | — | $0.2132 | +3.0% |
| Jul 9, 2008 | — | $0.207 | +0.1% |
| Apr 9, 2008 | — | $0.2067 | +2.2% |
| Jan 10, 2008 | — | $0.2023 | +0.0% |
| Oct 10, 2007 | — | $0.2023 | +3.1% |
| Jul 11, 2007 | — | $0.1961 | +0.1% |
| Apr 11, 2007 | — | $0.1959 | +2.3% |
| Jan 10, 2007 | — | $0.1916 | +0.0% |
| Oct 11, 2006 | — | $0.1916 | +3.3% |
| Jul 12, 2006 | — | $0.1855 | +0.1% |
| Apr 11, 2006 | — | $0.1854 | +2.4% |
| Jan 11, 2006 | — | $0.1811 | +3.5% |
| Apr 13, 2005 | — | $0.175 | +2.5% |
| Jan 12, 2005 | — | $0.1707 | +0.0% |
| Oct 13, 2004 | — | $0.1707 | +2.6% |
| Apr 14, 2004 | — | $0.1665 | +2.6% |
| Jan 14, 2004 | — | $0.1622 | +0.0% |
| Oct 15, 2003 | — | $0.1622 | +3.7% |
| Apr 9, 2003 | — | $0.1564 | +2.8% |
| Jan 15, 2003 | — | $0.1521 | +2.9% |
| Oct 10, 2002 | — | $0.1479 | +2.9% |
| Jul 10, 2002 | — | $0.1437 | +1.0% |
| Apr 10, 2002 | — | $0.1423 | +3.0% |
| Jan 11, 2002 | — | $0.1381 | +0.0% |
| Oct 10, 2001 | — | $0.1381 | +4.2% |
| Jul 11, 2001 | — | $0.1326 | +0.0% |
| Apr 10, 2001 | — | $0.1326 | — |
CZFS dividend increases & cuts
Market-wide changes →No change to CZFS's regular dividend detected in the last year of data.
Detected from the regular payment stream; supplemental and special dividends are excluded. Pro members get an email the morning a holding raises or cuts.
Payout risk check
CZFS scores 0/100 on our yield-trap heuristic (low risk).
No warning flags: the payout ratio, yield level, 5-year cut history and price trend all look ordinary.
This is a rule-based screen computed from public data, not a rating or a recommendation. Read our guide to yield traps for what the signals mean.
About Citizens Financial Services, Inc.
Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts.
Sector: Financial Services. Industry: Banks - Regional. First dividend on our records: Apr 10, 2001. 101 payments tracked. Data last refreshed Sep 9, 2026. Spotted a mistake? Report it and we'll fix it.
CZFS dividend FAQ
When is CZFS's next ex-dividend date?
CZFS's next ex-dividend date is Sep 11, 2026 (in 2 days, declared by the company). You must own the shares before that date to receive the payment of about $0.51 per share, expected on Sep 25, 2026.
How often does CZFS pay dividends?
CZFS pays dividends every quarter, 4 times a year. The most recent payment was $0.51 per share with an ex-date of Jun 12, 2026.
What is CZFS's dividend yield?
CZFS's trailing 12-month dividend yield is 2.44%, based on $2.01 per share paid over the last year and a share price of $82.26. The forward yield, using the indicated annual rate of $2.04 per share, is 2.48%.
How much does CZFS pay per share?
CZFS pays about $0.51 per share each quarter, which works out to roughly $2.04 per share a year. 100 shares would collect about $204.00 a year.
Has CZFS grown or cut its dividend?
CZFS has raised its annual dividend for 17 consecutive years. Over the last 5 years the regular payout has grown at 8.4% a year (+2.3% over the last year). There has been no cut to a regular payment in the last 5 years.
How many shares of CZFS do I need to earn $100 a month?
At the current forward yield of 2.48%, you would need about 589 shares of CZFS (roughly $48,388 invested at today's price) to collect $1,200 a year, or $100 a month on average, before taxes. Payments arrive every quarter, so the monthly figure is an average.
Similar dividend stocks
| Symbol | Type | Price | TTM yield | Annual / share | Frequency | Next ex-date | Trend |
|---|---|---|---|---|---|---|---|
| JPMJPMorgan Chase & Co. | Stock | $353.51 | 1.70% | $6.00 | Quarterly | Oct 5 Est. | |
| VVisa Inc. | Stock | $368.64 | 0.73% | $2.68 | Quarterly | Nov 10 Est. | |
| MAMastercard Incorporated | Stock | $570.89 | 0.59% | $3.48 | Quarterly | Oct 8 Est. | |
| BACBank of America Corporation | Stock | $62.39 | 1.86% | $1.28 | Quarterly | Dec 4 Est. | |
| HSBCHSBC Holdings plc | Stock | $106.26 | 3.53% | $2.00 | Quarterly | Nov 16 Est. | |
| MSMorgan Stanley | Stock | $216.24 | 1.92% | $4.60 | Quarterly | Oct 31 Est. | |
| GSThe Goldman Sachs Group, Inc. | Stock | $1,036.53 | 1.74% | $20.00 | Quarterly | Dec 1 Est. | |
| RYRoyal Bank of Canada | Stock | $209.00 | 1.17% | $4.996 | Quarterly | Oct 26 Declared |