EARN Dividend History & Yield
Ellington Credit Company · NYSE
Upcoming dividend payments
| Ex-date | Pay date | Per share | Per 100 shares | Status |
|---|---|---|---|---|
| Fri, Oct 30, 2026 (in 5 days) | Oct 30, 2026 | $0.08 | $8.00 | Declared |
| Sun, Nov 29, 2026 (in 35 days) | Dec 13, 2026 | $0.08 | $8.00 | Estimated |
| Tue, Dec 29, 2026 (in 65 days) | Jan 12, 2027 | $0.08 | $8.00 | Estimated |
| Thu, Jan 28, 2027 (in 95 days) | Feb 11, 2027 | $0.08 | $8.00 | Estimated |
| Sat, Feb 27, 2027 (in 125 days) | Mar 13, 2027 | $0.08 | $8.00 | Estimated |
| Mon, Mar 29, 2027 (in 155 days) | Apr 12, 2027 | $0.08 | $8.00 | Estimated |
| Wed, Apr 28, 2027 (in 185 days) | May 12, 2027 | $0.08 | $8.00 | Estimated |
| Fri, May 28, 2027 (in 215 days) | Jun 11, 2027 | $0.08 | $8.00 | Estimated |
| Sun, Jun 27, 2027 (in 245 days) | Jul 11, 2027 | $0.08 | $8.00 | Estimated |
| Tue, Jul 27, 2027 (in 275 days) | Aug 10, 2027 | $0.08 | $8.00 | Estimated |
| Thu, Aug 26, 2027 (in 305 days) | Sep 9, 2027 | $0.08 | $8.00 | Estimated |
| Sat, Sep 25, 2027 (in 335 days) | Oct 9, 2027 | $0.08 | $8.00 | Estimated |
Estimated dates and amounts are projected from EARN's recent payment pattern and will be replaced by declared figures when the company announces them. Total over the next 12 months: about $1.04 per share.
Dividend payment history
Last 40 payments per share. RegularSpecial
Annual dividends per share
How much EARN do you need for monthly income?
| Target income | Shares needed | Capital at today's price | Per year |
|---|---|---|---|
| $100 / month | 1,250 | $4,538 | $1,200 |
| $500 / month | 6,250 | $22,688 | $6,000 |
| $1,000 / month | 12,500 | $45,375 | $12,000 |
Based on the forward yield of 26.45%. $10,000 in EARN would currently pay about $2,645 a year ($220 a month on average). Model reinvestment and growth →
EARN dividend history
| Ex-date | Pay date | Amount | Change |
|---|---|---|---|
| Sep 30, 2026 | — | $0.08 | +0.0% |
| Aug 31, 2026 | — | $0.08 | +0.0% |
| Jul 31, 2026 | — | $0.08 | +0.0% |
| Jun 30, 2026 | — | $0.08 | +0.0% |
| May 29, 2026 | — | $0.08 | +0.0% |
| Apr 30, 2026 | — | $0.08 | +0.0% |
| Mar 31, 2026 | — | $0.08 | +0.0% |
| Feb 27, 2026 | — | $0.08 | +0.0% |
| Jan 30, 2026 | — | $0.08 | +0.0% |
| Dec 31, 2025 | — | $0.08 | +0.0% |
| Nov 28, 2025 | — | $0.08 | +0.0% |
| Oct 31, 2025 | — | $0.08 | +0.0% |
| Sep 30, 2025 | — | $0.08 | +0.0% |
| Aug 29, 2025 | — | $0.08 | +0.0% |
| Jul 31, 2025 | — | $0.08 | +0.0% |
| Jun 30, 2025 | — | $0.08 | +0.0% |
| May 30, 2025 | — | $0.08 | +0.0% |
| Apr 30, 2025 | — | $0.08 | +0.0% |
| Mar 31, 2025 | — | $0.08 | +0.0% |
| Feb 28, 2025 | — | $0.08 | +0.0% |
| Jan 31, 2025 | — | $0.08 | +0.0% |
| Dec 31, 2024 | — | $0.08 | +0.0% |
| Nov 29, 2024 | — | $0.08 | +0.0% |
| Oct 31, 2024 | — | $0.08 | +0.0% |
EARN dividend increases & cuts
Market-wide changes →No change to EARN's regular dividend detected in the last year of data.
Detected from the regular payment stream; supplemental and special dividends are excluded. Pro members get an email the morning a holding raises or cuts.
Payout risk check
EARN scores 60/100 on our yield-trap heuristic (elevated risk).
3 warning flags raised:
- Yield above 12%, far above market norms
- Payment was cut within the last 5 years
- Share price down more than 30% over 1 year
This is a rule-based screen computed from public data, not a rating or a recommendation. Read our guide to yield traps for what the signals mean.
About Ellington Credit Company
Ellington Credit Company, a closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. It invests in mezzanine debt and equity tranches. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024. Ellington Credit Company was incorporated in 2012 and is headquartered in Old Greenwich, Connecticut.
Sector: Financial Services. Industry: Asset Management. First dividend on our records: Jun 26, 2013. 95 payments tracked. Data last refreshed Oct 25, 2026. Spotted a mistake? Report it and we'll fix it.
EARN dividend FAQ
When is EARN's next ex-dividend date?
EARN's next ex-dividend date is Oct 30, 2026 (in 5 days, declared by the company). You must own the shares before that date to receive the payment of about $0.08 per share, expected on Oct 30, 2026.
How often does EARN pay dividends?
EARN pays dividends every month, 12 times a year. The most recent payment was $0.08 per share with an ex-date of Sep 30, 2026.
What is EARN's dividend yield?
EARN's trailing 12-month dividend yield is 26.45%, based on $0.96 per share paid over the last year and a share price of $3.63. The forward yield, using the indicated annual rate of $0.96 per share, is 26.45%.
How much does EARN pay per share?
EARN pays about $0.08 per share each month, which works out to roughly $0.96 per share a year. 100 shares would collect about $96.00 a year.
Has EARN grown or cut its dividend?
Over the last 5 years the regular payout has shrunk at 3.7% a year (+0.0% over the last year). EARN did cut a regular payment within the last 5 years.
How many shares of EARN do I need to earn $100 a month?
At the current forward yield of 26.45%, you would need about 1,250 shares of EARN (roughly $4,538 invested at today's price) to collect $1,200 a year, or $100 a month on average, before taxes. Payments arrive every month, so the monthly figure is an average.
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