WSBF Dividend History & Yield

Waterstone Financial, Inc. · NasdaqGS

Stock Financial Services Quarterly payer
$21.18
-1.58% today
as of Sep 9, 2026
TTM yield
3.02%
$0.64/share over the last 12 months
Forward yield
3.21%
$0.68/share indicated annual rate
Annual dividend
$0.68
per share, forward
Per payment
$0.17
per share, every quarter
Frequency
Quarterly
4 payments a year
Next ex-dividend date
Oct 7, 2026 Estimated
in 28 days
Next pay date
Nov 1, 2026
in 53 days
Last ex-dividend date
Jul 8, 2026
$0.17 per share
Payout ratio
36%
of earnings
Market cap
380.8M
P/E 12.2
5y dividend CAGR
-15.9%
annualised, regular payments
Growth streak
0 yrs
no current streak
Years paying
12.4
since Apr 9, 2014
1y total return
+45.6%
price +41.3% + dividends 4.3%

Upcoming dividend payments

Ex-datePay datePer sharePer 100 sharesStatus
Wed, Oct 7, 2026 (in 28 days) Nov 1, 2026 $0.17 $17.00 Estimated
Wed, Jan 6, 2027 (in 119 days) Jan 31, 2027 $0.17 $17.00 Estimated
Wed, Apr 7, 2027 (in 210 days) May 2, 2027 $0.17 $17.00 Estimated
Wed, Jul 7, 2027 (in 301 days) Aug 1, 2027 $0.17 $17.00 Estimated

Estimated dates and amounts are projected from WSBF's recent payment pattern and will be replaced by declared figures when the company announces them. Total over the next 12 months: about $0.68 per share.

Dividend payment history

Last 40 payments per share. RegularSpecial

Last 40 payments per share from Jan 11, 2018 to Jul 8, 2026; most recent $0.17$0.00$0.40$0.80Jan 11, 2018: $0.12Jan '18Mar 8, 2018: $0.50 (special)Apr 11, 2018: $0.12Jul 11, 2018: $0.12Oct 11, 2018: $0.12Jan 9, 2019: $0.12Jan '19Mar 20, 2019: $0.50 (special)Apr 11, 2019: $0.12Jul 11, 2019: $0.12Oct 10, 2019: $0.12Jan 9, 2020: $0.12Jan '20Mar 10, 2020: $0.50 (special)Apr 8, 2020: $0.12Jul 10, 2020: $0.12Oct 8, 2020: $0.12Nov 30, 2020: $0.30Nov '20Jan 8, 2021: $0.20Apr 9, 2021: $0.20Jun 10, 2021: $0.50Jul 9, 2021: $0.20Oct 7, 2021: $0.20Oct '21Jan 7, 2022: $0.70 (special)Apr 8, 2022: $0.20Jul 8, 2022: $0.20Oct 6, 2022: $0.20Jan 6, 2023: $0.20Jan '23Apr 6, 2023: $0.20Jul 7, 2023: $0.20Oct 5, 2023: $0.15Jan 5, 2024: $0.15Apr 5, 2024: $0.15Apr '24Jul 8, 2024: $0.15Oct 8, 2024: $0.15Jan 8, 2025: $0.15Apr 8, 2025: $0.15Jul 8, 2025: $0.15Jul '25Oct 8, 2025: $0.15Jan 8, 2026: $0.15Apr 8, 2026: $0.17Jul 8, 2026: $0.17

Annual dividends per share

Annual dividend per share by calendar year, 2017 to 2026 (year to date)$0.00$0.75$1.502017: $0.48$0.4820172018: $0.48$0.4820182019: $0.48$0.4820192020: $0.78$0.7820202021: $1.30$1.3020212022: $0.60$0.6020222023: $0.75$0.7520232024: $0.60$0.6020242025: $0.60$0.6020252026 (YTD): $0.49$0.492026 YTD

How much WSBF do you need for monthly income?

Target incomeShares neededCapital at today's pricePer year
$100 / month1,765$37,376$1,200
$500 / month8,824$186,882$6,000
$1,000 / month17,648$373,765$12,000

Based on the forward yield of 3.21%. $10,000 in WSBF would currently pay about $321 a year ($27 a month on average). Model reinvestment and growth →

WSBF dividend history

Show recent only Download CSV
Ex-datePay dateAmountChange
Jul 8, 2026 Aug 3, 2026 $0.17 +0.0%
Apr 8, 2026 May 1, 2026 $0.17 +13.3%
Jan 8, 2026 Feb 2, 2026 $0.15 +0.0%
Oct 8, 2025 Nov 3, 2025 $0.15 +0.0%
Jul 8, 2025 Aug 1, 2025 $0.15 +0.0%
Apr 8, 2025 May 1, 2025 $0.15 +0.0%
Jan 8, 2025 Feb 3, 2025 $0.15 +0.0%
Oct 8, 2024 Nov 1, 2024 $0.15 +0.0%
Jul 8, 2024 Aug 1, 2024 $0.15 +0.0%
Apr 5, 2024 May 1, 2024 $0.15 +0.0%
Jan 5, 2024 Feb 1, 2024 $0.15 +0.0%
Oct 5, 2023 Nov 1, 2023 $0.15 -25.0%
Jul 7, 2023 Aug 2, 2023 $0.20 +0.0%
Apr 6, 2023 May 2, 2023 $0.20 +0.0%
Jan 6, 2023 Feb 1, 2023 $0.20 +0.0%
Oct 6, 2022 Nov 1, 2022 $0.20 +0.0%
Jul 8, 2022 Aug 2, 2022 $0.20 +0.0%
Apr 8, 2022 May 3, 2022 $0.20 +0.0%
Jan 7, 2022 Feb 1, 2022 $0.70 Special
Oct 7, 2021 Nov 2, 2021 $0.20 +0.0%
Jul 9, 2021 Aug 3, 2021 $0.20 -60.0%
Jun 10, 2021 Jun 15, 2021 $0.50 +150.0%
Apr 9, 2021 May 4, 2021 $0.20 +0.0%
Jan 8, 2021 Feb 2, 2021 $0.20 -33.3%
Nov 30, 2020 Dec 8, 2020 $0.30 +150.0%
Oct 8, 2020 Nov 2, 2020 $0.12 +0.0%
Jul 10, 2020 Aug 3, 2020 $0.12 +0.0%
Apr 8, 2020 May 1, 2020 $0.12 +0.0%
Mar 10, 2020 Apr 2, 2020 $0.50 Special
Jan 9, 2020 Feb 3, 2020 $0.12 +0.0%
Oct 10, 2019 Nov 1, 2019 $0.12 +0.0%
Jul 11, 2019 Aug 2, 2019 $0.12 +0.0%
Apr 11, 2019 May 3, 2019 $0.12 +0.0%
Mar 20, 2019 Apr 2, 2019 $0.50 Special
Jan 9, 2019 Feb 1, 2019 $0.12 +0.0%
Oct 11, 2018 Nov 2, 2018 $0.12 +0.0%
Jul 11, 2018 Aug 2, 2018 $0.12 +0.0%
Apr 11, 2018 May 2, 2018 $0.12 +0.0%
Mar 8, 2018 Apr 2, 2018 $0.50 Special
Jan 11, 2018 Feb 2, 2018 $0.12 +0.0%
Oct 11, 2017 Nov 2, 2017 $0.12 +0.0%
Jul 10, 2017 Aug 2, 2017 $0.12 +0.0%
May 10, 2017 Jun 2, 2017 $0.50 Special
Apr 10, 2017 May 2, 2017 $0.12 +0.0%
Jan 6, 2017 Feb 2, 2017 $0.12 +50.0%
Oct 6, 2016 Nov 1, 2016 $0.08 +0.0%
Jul 8, 2016 Aug 2, 2016 $0.08 +60.0%
Apr 8, 2016 May 2, 2016 $0.05 +0.0%
Jan 7, 2016 Feb 1, 2016 $0.05 +0.0%
Oct 7, 2015 Nov 2, 2015 $0.05 +0.0%
Jul 8, 2015 Aug 3, 2015 $0.05 +0.0%
Apr 8, 2015 May 4, 2015 $0.05 +0.0%
Jan 8, 2015 Feb 2, 2015 $0.05 +0.0%
Oct 8, 2014 Nov 3, 2014 $0.05 +0.0%
Jul 9, 2014 Aug 1, 2014 $0.05 +0.0%
Apr 9, 2014 May 2, 2014 $0.05

WSBF dividend increases & cuts

Market-wide changes →
Ex-dateChangeOldNewStatus
Apr 8, 2026 Raised 13.3% $0.15 $0.17 Paid

Detected from the regular payment stream; supplemental and special dividends are excluded. Pro members get an email the morning a holding raises or cuts.

Payout risk check

Yield-trap heuristicLow risk

WSBF scores 20/100 on our yield-trap heuristic (low risk).

1 warning flag raised:

  • Payment was cut within the last 5 years

This is a rule-based screen computed from public data, not a rating or a recommendation. Read our guide to yield traps for what the signals mean.

About Waterstone Financial, Inc.

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as checking, credit, debit and pre-paid cards, online banking and bill pay, and money transfer services; investable funds solutions, such as savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal…

Sector: Financial Services. Industry: Banks - Regional. First dividend on our records: Apr 9, 2014. 56 payments tracked. Data last refreshed Sep 9, 2026. Spotted a mistake? Report it and we'll fix it.

WSBF dividend FAQ

When is WSBF's next ex-dividend date?

WSBF's next ex-dividend date is Oct 7, 2026 (in 28 days, estimated from its quarterly schedule). You must own the shares before that date to receive the payment of about $0.17 per share, expected on Nov 1, 2026.

How often does WSBF pay dividends?

WSBF pays dividends every quarter, 4 times a year. The most recent payment was $0.17 per share with an ex-date of Jul 8, 2026.

What is WSBF's dividend yield?

WSBF's trailing 12-month dividend yield is 3.02%, based on $0.64 per share paid over the last year and a share price of $21.18. The forward yield, using the indicated annual rate of $0.68 per share, is 3.21%.

How much does WSBF pay per share?

WSBF pays about $0.17 per share each quarter, which works out to roughly $0.68 per share a year. 100 shares would collect about $68.00 a year.

Has WSBF grown or cut its dividend?

Over the last 5 years the regular payout has shrunk at 15.9% a year (+6.7% over the last year). WSBF did cut a regular payment within the last 5 years.

How many shares of WSBF do I need to earn $100 a month?

At the current forward yield of 3.21%, you would need about 1,765 shares of WSBF (roughly $37,376 invested at today's price) to collect $1,200 a year, or $100 a month on average, before taxes. Payments arrive every quarter, so the monthly figure is an average.

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